2008 updates on Group Life, Voluntary Life and LTD

  1. Short Term Disability (Word document)
  2. Group Life (Word document)
  3. Group Voluntary Term Life (Word document)
  4. Long Term Disability: Salaried + Commissions (Word document)
  5. Long Term Disability: All Other Employees (Word document)
  6. Group Life - Dependent Child Coverage - Amendment (PDF format)

Summary of Plan Documents (SPD) 2007

Group Health Insurance

  1. Certificate of Benefits (PDF format)
  2. Benefit Outline (Word document)
  3. Your Medical Benefits (PDF format)

Principal SPD for Dental and Short Term Disability

  1. Principal Dental and Short Term Disability SPD (PDF format)
  2. Rust Communications Employee Benefit Plan - Benefit Provisions (PDF format)
  3. 1st Amendment to Rust Communications Employee Benefits Plan (PDF format)
  4. 2nd Amendment to Rust Communications Employee Benefits Plan (Word document)
  5. 3rd Amendment to Rust Communications Employee Benefits Plan (Word document)
  6. Certification of Amendment to Plan Documents (Word document)

Flex Spending Section 125 SPD

  1. Pre-Tax Salary Reduction Premium Payment Plan - Plan Document (PDF format)
  2. Pre-Tax Salary Reduction Premium Plan - Summary Plan Description (PDF format)
  3. Pre-Tax Salary Reduction Health Care Reimbursement Plan - Plan Document (PDF format)
  4. Pre-Tax Salary Reduction Health Care Reimbursement Plan - Summary Plan Description (PDF format)
  5. Pre-Tax Salary Reduction Dependent Care Reimbursement Plan - Plan Document (PDF format)
  6. Pre-Tax Salary Reduction Dependent Care Reimbursement Plan - Summary Plan Description (PDF format)

Group Life SPD

  1. Group Life Insurance (PDF format)
  2. Group Life Insurance - Amended (PDF format)

Group Long Term Disability SPD

  1. Long Term Disability - All Members (PDF format)
  2. Long Term Disability - All Members - Amended (PDF format)
  3. Long Term Disability - Salaried Plus Commission (PDF format)

401(k) Plan

  1. 401(k) SPD (PDF format)